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Trusted resources and free money advice for anyone living in Scotland

The Money Talk Team can help you maximise your income by providing free money and debt advice. Everyone’s situation is unique but experience shows us there are ways to improve people’s finances to help with the increased cost of living.

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Three ways to get support

Find information, guidance and tools

Use our tools and advice links to identify ways to save money, access benefits and grants you may be entitled to; and deal with debt.

Need some extra support?

Call or book an appointment at your local Citizens Advice Bureau to get advice on your money and managing your debt.

Chat with our virtual assistant

Available 24/7 help to work through issues, signpost you to resources or organise a callback with an adviser.

Click the chat icon bottom right

What clients say

I was without money for gas, electricity or food. The adviser supported me with a Scottish Welfare Fund application and arranged further appointments to help resolve my money issues in the long term.


From Dundee
I wish I’d reached out to the bureau sooner for help with my debts. They’ve helped me understand my options going forward. Thanks to the adviser’s support, my well-being has improved greatly.


From Glasgow
There’s thousands of cases of missed benefits each year - I was one of them! The adviser gave me confidence to apply for Universal Credit, disability benefits and council tax reduction.


From Inverness